MASSACHUSETTS PROPERTY OWNERSHIP RECORDS
Massachusetts Land Records
Massachusetts Corporation search
MASSACHUSETTS COURT DOCKET RECORDS
Check records in Massachusetts Trial Courts
MAP RECORDS
Looking for maps by location in Massachusetts
Is your property in a flood zone? Check FEMA Flood Maps By Address
CREDIT SCORES CHECK
Check your credit. Credit Karma credit must be used only as a reference because this is only a soft credit check and only uses 2 of the major credit bureau agencies (Transunion and Equifax) but offers a quick credit check as a starting point to know your credit score situation. Checking on Credit Karma will not affect the credit score because only hard credit inquiries will affect your credit score.
LEAD PAINT RECORDS
Check for the lead paint records recorded with the State of Massachusetts
THE CAVIAR IN FIRST-TIME HOMEBUYER FINANCING
ONE Mortgage which is being sponsored by MHP (Massachusetts Housing Partnership) and offered through selected Participation lenders throughout Massachusetts (Please contact us for more information at (617) 381.9010
Program Requirements
To get a ONE Mortgage, you must:
- Be a first-time homebuyer. This means that you have not owned a home at any point in the last three years.
- Take a homebuyer class. This class will help you get ready for the home buying process.
- Meet our down payment requirements. We require a 3% down payment to buy a condo, single-family home, or two-family home. We require a 5% down payment to buy a three-family property. You may use a down payment program or gifted money from a family member as part of this down payment.
- Have a total household income under our limits. Our income limits vary by community and the number of people in your household.
- Have less than $75,000 in total household assets. This includes any checking accounts, savings accounts, stocks, or bonds. But it does not include most retirement and college savings accounts.
- Meet our credit score limits. Your credit score must be at least 640 to buy a single family or condo and at least 660 to buy a two/three family home. We also have options for people who don’t have any credit history.
- Agree to live in the property as your primary residence. If you stop living in the property, you must refinance out of your ONE Mortgage.
2023 Income Limits
Buying a two- or three-family property? You must complete a pre-purchase multi-family/
2023 Income Limits for ONE Mortgage Loans
Down Payment Assistance
MassDREAMS
North Suburban Consortium
Chelsea Restoration Corporation
City of Boston – Grant towards a down payment
City of Lynn – Down payment assistance (Lynn Housing Authority & Neighborhood Development)
City of Lawrence – Down payment assistance